Terms & Conditions
Last updated: 2026
Acceptance
By using rjtlifeinsurance.com you agree to these terms. If you do not agree, please do not use the site.
What this site is
RJT Life Insurance is a licensed insurance agency. This website provides general information about life insurance products and lets you request a quote. It is not an offer of insurance, not a contract, and not a binder of coverage. No coverage exists until an application is approved by an insurance carrier and the policy is issued and paid.
Not professional advice
Content on this site is for general information only and is not financial, tax, or legal advice. Rates, product availability, and underwriting rules vary by state, age, and health, and change over time. Any figures shown are illustrative examples, not quotes. Your actual rate is determined by the issuing carrier.
Your submissions
You agree that information you submit is accurate and that you are the authorized user of the phone number and email address you provide. Providing inaccurate information may affect your ability to obtain coverage. How we handle your information is described in our Privacy Policy.
Third parties
We may link to third-party sites and work with insurance carriers we do not control. Policy benefits and guarantees are the sole obligation of the issuing carrier. We are not responsible for the content or practices of third-party sites.
Disclaimer and limitation of liability
This site is provided on an "as is" and "as available" basis without warranties of any kind. To the fullest extent permitted by law, RJT Life Insurance is not liable for indirect, incidental, or consequential damages arising from your use of the site.
Intellectual property
The content, design, and marks on this site belong to RJT Life Insurance or its licensors and may not be reproduced without permission.
Changes and contact
We may update these terms and will revise the date above when we do. Questions can go to contact@rjtlife.com.