Privacy Policy

Who we are

RJT Life Insurance is a licensed insurance agency. This policy explains what information we collect through rjtlifeinsurance.com, how we use it, and the choices you have.

Information we collect

We collect the information you give us directly through our quote and contact forms: your name, phone number, email address, age range, and the type of coverage you are interested in. We also collect limited technical information automatically, including IP address, browser type, the pages you view, and the site or ad that referred you.

How we use it

We use your information to prepare and deliver insurance quotes, to contact you about coverage, to submit applications to insurance carriers on your behalf when you ask us to, to provide customer service, and to meet our legal and regulatory obligations.

How we share it

We share your information with insurance carriers and their underwriters when needed to quote or place coverage, and with service providers who operate our systems on our behalf, such as our customer relationship management platform. We also disclose information where required by law or to protect our legal rights.

We do not sell your personal information.

Calls and text messages

If you check the consent box on one of our forms, you agree to receive recurring automated SMS messages from us at the number you provided, covering quote requests, appointment reminders, application follow-up, customer support, and policy updates. Message frequency varies, and message and data rates may apply. Consent is not a condition of purchase. Reply STOP at any time to opt out, or HELP for help. We retain records of the consent you provide.

Cookies and tracking

We use cookies and similar technologies, including the Meta pixel, to understand how visitors use our site and to measure advertising. You can control cookies through your browser settings, though some parts of the site may not work as intended if you disable them.

Your choices and rights

You may ask us to access, correct, or delete the personal information we hold about you, and you may opt out of marketing communications at any time. Residents of certain states have additional rights under state privacy law. To make a request, contact us at contact@rjtlife.com or (833) 842-2705.

Data security and retention

We use reasonable administrative and technical safeguards to protect your information, and we retain it for as long as needed to provide our services and to satisfy legal, regulatory, and recordkeeping requirements. No method of transmission or storage is completely secure.

Children

Our site is intended for adults. We do not knowingly collect personal information from anyone under 18.

Changes and contact

We may update this policy from time to time and will revise the date above when we do. Questions can go to contact@rjtlife.com.